I do mine online by self assessment every year, but they've never asked to see my bank account, not sure what you mean? I use my personal account to pay for supplies, but I get paid into my business paypal account (which I also use for supplies) I keep every receipt, and one Sunday a year I suck it up and type the lot up into a spreadsheet so I have a total to enter in my outgoings (which is always rather larger than my incomings, but it's getting marginally closer year on year!). It's not due til the end of January BTW
I use Janome 3 1/2 - 4" blade scissors for everything (different pairs for cutting and sculpting) At £3-£4 a pair, I'm not bothered if after a year they're not super sharp, they just get moved down the rotation (ie, they become scissors to cut thread at my sewing machine or in travel hand sewing kits)
If I use cotter pins, I use needle nose pliers, it gets much tighter than the key turner, but it does take practice.
For nut and bolt ones, I glue the bolt to the washer, make sure that's totally dry before I glue it to the disc, then hold onto the disc as I add the nuts. I don't use locking nuts for this joint, I just use 2 ordinary nuts as there's far less pressure on the glue at that point.
I actually found hand sewing the whole head lead to more wonkiness through minor slippages as I stitched. I whipstitch tack the gusset in place, then machine stitch the eye to neck part, and hand finish the nose, starting in the centre and working out to where the machine finished.
Well I can tell you now it takes about 5 hours from Glasgow to Telford, as it was a journey I did often as a student lol I normally only ever drive to Inverness in slow minibuses with boat trailers, so you know better than me about that journey time! If you're staying the night, make sure you explore Ironbridge and Coalbrookdale as they're both lovely (Maws is actually in Jackfield on the other side of the river and down a mile and a half or so from Ironbridge) Also check on Bears On The Square in Ironbridge while you're there, and, of course, Merrythought!
The Maws craft centre it lovely, but Ironbridge is not 'just north of Worcester'! It's 40 miles north, and about 25 mins out of your way in each direction if you're heading up the M6, or you can head up the A449/A442 to Ironbridge, then go back across to the M6, although on the plus side, there is a direct exit onto the M54 as you head north on the M6, it's a wee bit more of a fiddle south (no idea why they never built an on ramp that way!) but you can come off at Penkridge and cut across to the A5 which is about as fast if you're popping in on the way south