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Kim-Bee BearsWanda - That is true - you do have the bear until it is paid so you really dont have anything to lose
Thanks everyone for some great discussion!
I'm thinking about maybe ... after all this discussion... accepting layway - but only via personal check, money order,... not Paypal.....or I could have them Paypal my "personal account" cause I never "store" any money in there.. and it's not connected to my bank account.
I'd also make an extra copy of the check -- so I'd have it attached to the contract so anyone could see the signatures matched.
