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Jodi Moisan Mar 22, 2007

This may have already been posted but it bears repeating for those that may not have caught it like myself. This was sent to me by my sister. She wasn't the one that fell for it. Thank goodness.

FYI...read this!

>I checked this out on Snopes, and, amazingly, it is true
>(http://www.snopes.com/crime/warnings/creditcard.asp)
>New Credit Card Scam
>
>This one is pretty slick since they provide YOU with all the
>information, except the one piece they want.
>
>Note, the callers do not ask for your card number; they already have it.
>This information is worth reading. By understanding how the VISA &
>MasterCard Telephone Credit Card Scam works, you'll be better prepared
>to protect yourself.
>
>I am slowly getting over the last incident when I was called on
>Wednesday from "VISA", and again on Thursday from "Master Card". >

>The scam works like this: Person calling says, "This is (name), and I'm
>calling from the Security and Fraud Department at VISA. My Badge number
>is 12460. Your card has been flagged for an unusual purchase pattern,
>and I'm calling to verify. This would be on your VISA card which was
>issued by (name of bank). Did you purchase an Anti-Telemarketin g Device

>for $497.99 from a Marketing company based in Arizona?" When you say
>"No", the caller continues with, "Then we will be issuing a credit to
>your account. This is a company we have been watching and the charges
>range from $297 to $497, just under the $500 purchase pattern that flags
>most cards. Before your next statement, the credit will be s ent to
>(gives you your address), is that correct?"
>
>You say "yes". The caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should call th e 1- 800
>number listed on the back of your card (1-800-VISA) and ask for
>Security.
>
>You will need to refer to this Control Number. The caller then gives you
>a 6 digit number. "Do you need me to read it again?"
>
>Here's the IMPORTANT part on how the scam works . The caller then says,
>"I need to verify you are in possess ion of your card". He'll ask you to
>"turn your card over and look for some numbers". ; There are 7 numbers;
>the first 4 are part of your card number, the next 3 are the security
>Numbers' that verify you are the possessor of the card. These are the
>numbers you sometimes use to make Internet purchases to prove you have
>the card. The caller will ask you to read t he 3 numbers to him. After
>you tell the caller the 3 numbers, he'll say, "That is correct, I just
>needed to verify that the card has not been lost or sto len, and that you
>still have your card. Do you have any other questions?" After you say
>No, the caller then thanks you and states, "Don't hesitate to call back
>if you do", and hangs up.
>
>You actually say very little, and they never ask for or tell you the
>Card number. But after I was called on Wednesday, I called back within
>20 minutes to ask a question. Am I glad I did! The REAL VISA Security
>Department told me it was a scam and in the last 15 minutes a n ew
>purchase of $497.99 was charged to my card.
>
>Long story - short - I made a real fraud report and closed the VISA
>account. VISA is reissuing me a new number. What the scammers want is
>the 3-digit PIN number on the back of the card. Don't give it to them.
& gt;Instead, tell them you'll call VISA or Master card directly for
>verification of their conversation. The real VISA told us that they will
>n ever ask for anything on the card as they already know the information
>since they issued the card! If you give the scammers your 3 Digit PIN
>Number, you think you're receiving a credit. However, by the time you
>get your statement you'll see charges for purc hases you didn't make,
>and by then it's almost too late and/or more difficult to actually file
>a fraud report. (Just like the last time)
>
>What makes this more remarkable is that on Thursday, I got a call from a
>"Jason Richardson of Master Card" with a word-for-word repeat of the
>VISA scam. This time I didn't let him finish. I hung up! I filed a
>police report, as instructed by VISA. The police said they are taking
>several of these reports daily! They also urged me to tell everybody I
& gt;know that this scam is happening NOW.

K Pawz GuestMar 22, 2007

OMG how horrible Jodi!!! I am glad you got it figured out and Thank you soooo much for posting this!!

hugs,
Krista

Swan Valley Bears Mar 22, 2007

Thanks, Jodi.  I sent this to my (kinda gullable) daughter.

valewoodbears Mar 22, 2007

Oh my goodness, I would have fallen for that without doubt.  Thank you Jodi for the warning.  How horrible.

Warm wishes
Pauline

Mutz Mar 22, 2007

Hi All,
Our credit card was hit. We got a ligitimate call from Visa telling us that there was a fraudulent charge on our card.  They did not ask us for the numbers on the back but  reversed the charge & gave us a new card. So it can be hard to tell if the phone caller is ligit of not.
Amy

matilda Mar 23, 2007

Thanks for the warning Jodi. Forewarned is forearemed

rkr4cds Mar 23, 2007

I was embarrassed a few weeks ago to've had my busines CC rejected at a favorite restaurant.

I'd authorized, in writing, a charge from my Oz-based webbie and a Hold was put on my card.
Sometimes VISA has called us and sometimes they just put it on Hold. It does bother me that I have to input that 3 digit # in about half my online purchases - and I order everything online these days - but figure: I went to them, they didn't come to me.

fredbear Mar 23, 2007

I am getting mail from two companies now- one in the UK and one from France

Dear Sir/Madam,
Would you like to work online from Home/Temporarily and get paid weekly? We are seeking to offer you a Job position with our reputable company, Image Fabrics and Textiles. We need someone to work as a Representative/Book keeper in USA/Canada,South Africa.This is in view of our expansion program to USA/Canada,South Africa where we presently dont have any office. You don't need to have an Office and this certainly wont disturb any form of work you have going at the moment.Our integrated yarn and fabric manufacturing operations use state-of-the-art textile equipment from the world's leading
suppliers. Order processing, production monitoring and process flow are seamlessly integrated through a company-wide computer network.
* The average monthly income is about 4000.00 USD.
* No form of investments from you.
* This job takes only 1-3 hours per day
and then it goes on bla bla bla
and then this
Your tasks are;
1. Receive payment from Customers
2. Cash Payment at your Bank/Cash point
3. Deduct 10% which will be your percentage/pay on Payment processed
4. Forward balance after deduction of percentage/pay to any of our
offices as you will be instructed.
For example you receive payment of 3000.00 USD you take your income: 300.00 USD Send to us: 2700.00 USD First month you will have 15-20 transactions on 3000.00-4000.00 USD so you may calculate your income
some more bla bla bla

I have chosen to ignore it- as firstly no company that is organised CANNOT receive funds anywhere in the world- I will never give out or send any money to anyone firstly because of the money laundering act, and making money so easy has to have a catch to it.

has anyone else seen or heard of something similar- they both have websites , the one accepting major credit cards paypal etc- so I then think of money laundering,

still trying to figure this one out

Lynette

Jodi Falk Mar 23, 2007

GEEEEEEEEEEEEEEEEEEEEEEEEE every where you turn !!! Thanks Jodi

psichick78 Mar 23, 2007

Lynette, I get these types of emails all the time. Makes me crazy to be honest. I've won millions, inherited millions and been promised great paying jobs.

I just ignore them and most emails that come from people I don't know.

Michelle Helen Mar 23, 2007

You know, this happens everyday. I pay extra to have my phone number unlisted and flagged as "no solicitation". I think it cuts down on potential stuff like this.

Identity theft is growing by leaps and bounds....There are just some very bad people out there....