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For artists and collectors sponsored by Intercal...your mohair supplier and Johnna's Mohair Store
Hi Everyone ,
I need some serious advice . I am ready to get serious about selling my bears and was wondering what you all do about business insurance. Do you have it to cover your workroom and supplies , or do you have liability insurance also. I have sold a few bears but don't have liability insurance yet.......I KNOW......that isn't a good thing. I am so concerned that a child will get ahold of one of my bears and get an eye stuck in their throat. Problem is that here in Nova Scotia it is between $500-1500 annually to have the liability included. Apparently it isn't covered under small business insurance so I'd need commercial business coverage . I make sure that my tags state that the bears are collectibles and are not safe for kids, but is that enough ???
I know it is important to be insured, but it is just so expensive. Any advice is appreciated especially from you fellow Canadians who may have the same experience.
